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Home Loans

What is the best time of year to buy a house?

While spring is renowned as the time that sellers dust off their properties and place them on the market, this doesn’t mean it is necessarily the best time for buyers to go shopping. One of the biggest issues with shopping in spring is the flood of other buyers looking to snag their dream homes, which

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Buying property?

Do you really need a building inspection?

Your home is possibly the most valuable asset you will ever own. So it’s worth taking precautions to help ensure you buy a place that has a clean bill of health, free from budget-busting hidden nasties. Even the most attractive homes can hide unwanted surprises, and it’s not always easy to spot a problem property.

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Property Investors

5 tips for choosing a property manager for your rental

When you rent out your investment property, you can choose to manage the property yourself or get a professional property manager to do the hard yards for you. The key benefit of getting someone else to manage your property is the convenience factor. You won’t be the one organising tradespeople if the property floods or

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Property Purchase

Questions to ask during an inspection

When you’ve been scrolling through marketing photos of a property and you finally set foot in it at an inspection, it can be easy to get swept up in the moment. Home stylists can be very clever at making you fall in love with a property. It’s their job to help you imagine yourself living

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Home Loans

What’s a guarantor loan and how does it work?

Buying your first home is an unforgettable experience. There’s nothing like the thrill of hearing that settlement has gone smoothly and that you own your very own home. If you’re an aspiring homeowner who is struggling to save a deposit, there may be other options to get you over the line and into your first

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First Home

2024-2025 Budget initiatives to help aspiring homeowners

In May, the Federal Government delivered the 2024-25 budget. It included several measures such as a $300 energy bill rebate and rent assistance aimed at easing the cost-of-living pressures on Australians. Meanwhile, with the government’s stage 3 tax cuts coming into effect from July 1, some aspiring homeowners may see their borrowing capacity grow, along

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Home Improvements

5 ideas to boost your property value

There are many reasons to consider renovating, from making your property more liveable to driving up its market value and increasing the rental income if it’s an investment.   So, which renovations should you consider when looking to generate a return on investment? Here’s some inspiration. The kitchen update The kitchen is often the focal point

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Finance Broker

6 key questions to ask your mortgage broker

In the wake of 13 consecutive cash rate hikes through 2022 and 2023, many aspiring homeowners and current mortgage holders have been left feeling uncertain. You might be concerned about whether your dream of owning a home has been temporarily derailed. Perhaps you’re questioning how competitive your current interest rate is, or what steps to

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Investment Property

Property investment jargon explained

Are you new to the world of property investing? If you’ve ever found yourself scratching your head at the complex lingo, we’re here to turn that confusion into clarity. Imagine dazzling your dinner guests with your newfound knowledge, effortlessly chatting about the ins and outs of the market. Negative Gearing In simple terms, negative gearing

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Property Investors

5 rules successful property investors follow

The wonderful thing about property investing is that it opens your world up to different ways to potentially build your wealth. However, Australian Taxation Office figures released last June showed that a quarter of Australia’s property investments are held by 1% of taxpayers. The majority of those investors are over the age of 50. If you don’t

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Home Loans

Your home loan application checklist

Planning to purchase a property in the near future? Here’s what you can do today to optimise your chances of being approved for a home loan down the track. ✅ Do your research It’s a good idea to do some research and start thinking about what kind of home loan may suit your needs. If

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